ACCOUNTS
& FEATURES
Account Type
Basic
Preferred
Gold
Banker's Club
Elite
 
 
 
 
 
 
Access to Banker Dave's
Online ATM
Free
Free
Free
Free
Free
 
 
 
 
 
 
Online Banking
Free
Free
Free
Free
Free
 
 
 
 
 
 
E-mail Alerts 1
Free
Free
Free
Free
Free
 
 
 
 
 
 
Task / Assignment
Grace Period
2 Days
3 Days
4 Days
5 Days
7 Days
 
 
 
 
 
 
Tell-a-Friend Rewards
$10.00
$10.00
$20.00
$20.00
$50.00
 
 
 
 
 
 
Banker Dave
Reward Points
1 BD Point / $5.00 Spent
Double Points for Calls
1 BD Point / $4.00 Spent
Double Points for Calls
1 BD Point / $3.00 Spent
Double Points for Calls
1 BD Point / $2.00 Spent
Triple Points for Calls
1 BD Point / $1.00 Spent
Triple Points for Calls
 
 
 
 
 
 
Complimentary Customer
Service 2
- 0 -
2 Minutes / Month
3 Minutes / Month
4 Minutes / Month
5 Minutes / Month
 
 
 
 
 
 
Online Statements
Yes
Yes
Yes
Yes
Yes
 
 
 
 
 
 
Account Interest 3
APR (%)
99.9% APR
8.325% Monthly
87.9% APR
7.325% Monthly
75.9% APR
6.325% Monthly
63.9% APR
5.325% Monthly
51.9% APR
4.325% Monthly
 
 
 
 
 
 
Monthly Account
Service Charge 4
$0.00
$0.00
$0.00
$0.00
$0.00
 
 
 
 
 
 
Account Annual Fee
$25.00
$25.00
$10.00
$10.00
$0.00
 
 
 
 
 
 
APPLY NOW
NEW ACCOUNTS
NOW YOU CAN CHOOSE YOUR
SERVITUDE FREQUENCY!

WEEKLY (PREFERRED),
BI-WEEKLY, OR MONTHLY!
1. Free FNBD Email Alerts -- When updates are made to your FNBD account, you will receive an email message on your NiteFlirt account.

2. Complimentary Customer Service -- Your account will be credited with the corresponding minutes based on your account level. In order to receive your
complimentary minutes, your account must be up-to-date with a positive balance. Your account can not have received any overdraft notices during the entire month, or
minutes will not be received.

3. Account Interest -- You will be charged a monthly interest fee corresponding to your account level on a monthly basis for your entire positive account balance in your
savings account. This rate is variable and may change without notice. Deposits made via our ATM are charged at a rate of $1.00 per transaction, billed at the end of
every month. First National Bank of Dave (FNBD) reserves the right to modify the ATM fee at any time. Penalty for Withdrawal: The rate you are charged for savings
withdrawals is 200% of the amount of withdrawal. Funds deposited at First National Bank of Dave are insured, in aggregate, up to $250,000 based on account
ownership type, by the Financial Domination Inventive Company (FDIC).

4. Important Information / Service Fee — First National Bank of Dave Accounts have no monthly service fee when you have five or more transactions or direct deposit
posts to your account each statement period, otherwise a $5 monthly Service Fee will apply. The direct deposit qualifier of $10 or more weekly or two or more direct
deposits that add up to $50 or more monthly.

For a complete list of account associated fees, please refer to our
fee schedule.As your account balance grows, your account class will increase.
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