FEE SCHEDULE
Inactive Accounts
$5.00 Per Month
Account Research Fees
$10.00 Per Transaction
ATM Fees
$1.00 Per Transaction
Account Closure Fees
$20.00 (if account closed within 30 days)
Deposit Verification / Account Rating
$10.00
Returned Deposited Item
$5.00
Pass Card / ATM Card Replacement
$5.00
OVERDRAFTS AND NON-SUFFICIENT FUND CHARGES
Overdraft Fee
$37.50*
Extended Overdraft
$12.00 Per 3 Calendar Days
*Items posted (training, tasks, lessons, etc) to online banking account must be paid/cleared within your account grace period.
Items not paid within the grace period will be charged an overdraft charge listed above.
Accounts not made positive after overdraft will accrue extended fees. Fee charged per item with $150.00 daily maximum.
Failure to bring account positive within 14 days will result in account closure.
Applies to Overdrafts created by task online, ATM withdrawal or other electronic means.
SAFE DEPOSIT BOXES
3 x 5  (15 mb)
$25.00 Per Year
5 x 5  (25 mb)
$30.00 Per Year
3 x 10 (30 mb)
$40.00 Per Year
5 x 10 (50 mb)
$60.00 Per Year
10 x 10 (100 mb)
$100.00 Per Year
Non-Refundable Key Deposit
$5.00
Forcible Entry
$25.00
ACCOUNTS
& FEATURES
Account Type
Basic
Silver
Gold
Platinum
Black
 
 
 
 
 
 
Access to Banker Dave's
Online ATM
Free
Free
Free
Free
Free
 
 
 
 
 
 
Online Banking
Free
Free
Free
Free
Free
 
 
 
 
 
 
E-mail Alerts
Free
Free
Free
Free
Free
 
 
 
 
 
 
Task / Assignment
Grace Period
2 Days
2 Days
4 Days
5 Days
7 Days
 
 
 
 
 
 
Tell-a-Friend Rewards
$10.00
$10.00
$20.00
$20.00
$50.00
 
 
 
 
 
 
Banker Dave
Reward Points
1 BD Point / $5.00 Spent
Double Points for Calls
1 BD Point / $4.00 Spent
Double Points for Calls
1 BD Point / $3.00 Spent
Double Points for Calls
1 BD Point / $2.00 Spent
Triple Points for Calls
1 BD Point / $1.00 Spent
Triple Points for Calls
 
 
 
 
 
 
Complimentary
Customer Service
- 0 -
2 Minutes / Month
3 Minutes / Month
4 Minutes / Month
5 Minutes / Month
 
 
 
 
 
 
Online Statements
Yes
Yes
Yes
Yes
Yes
 
 
 
 
 
 
Account Interest
APR (%)
99.9% APR
8.325% Monthly
87.9% APR
7.325% Monthly
75.9% APR
6.325% Monthly
63.9% APR
5.325% Monthly
51.9% APR
4.325% Monthly
 
 
 
 
 
 
Monthly Account
Service Charge
$0.00
$0.00
$0.00
$0.00
$0.00
 
 
 
 
 
 
Account Annual Fee
$25.00
$25.00
$10.00
$10.00
$0.00
 
 
 
 
 
 
Account Balances
Under $49.99
$50.00 - $99.99
$100.00 - $199.99
$200.00 - $499.00
$500.00 and Above
ACCOUNT FEATURES & FEES
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